What to Expect

You do not need to uproot your existing financial life and accounts to work with us.  In the first six months, we start with helping you organize your financial life and identify your top areas of concern, and build an action plan to plug the leaks.

Common Characteristics of a Great Client

We don’t identify our “best fit” clients by the amount of money they have – we believe those seeking financial advice should be able to access it without having to buy a product or open a managed investment account. Instead, we find that many of our clients share common behavioral characteristics that make them a great fit for Single Point and vice versa.

  • We want to be engaged in the financial decision-making process

  • We have the ability to manage our own finances, but, don’t have the bandwidth

  • We are willing to be completely transparent about our financial life

  • We recognize that there are currently overlooked areas in our financial life

  • We have complexity in life where there is a gap in analysis which is creating uncertainty in decision making

  • We embrace the use of technology

  • We prefer low-cost index investments

Your Financial Life Calendar

In today’s world, with seemingly endless financial choices and decision-points, managing your financial life can become complex and even overwhelming.

Our goal is to simplify your life and the decision-making process for these various financial choices, helping you to be more informed, confident, and decisive. We serve as an accountability partner on the various financial tasks that need to be accomplished throughout the year because we know all the little things add up to make a big difference.

Your Single View™ Dashboard

SingleView™ is your secure online source for up-to-date information of your financial life.  SingleView™ utilizes state-of-the-art technology to help provide a single source to securely organize all of our clients’ financial affairs.  Its integration with our financial planning software allows us to quickly analyze and advise clients on changes or opportunities in their lives.

Click Here to logon to your SingleView Dashboard

Design a Workplan with Your Personal CFO that Makes Sense for You

We work with you to develop and establish an ongoing workplan of financial tasks that need to be addressed throughout the year.  Everyone’s financial life and responsibilities are different – we customize the workplan around your life, schedule, and priorities.


  • Update Required Minimum Distributions
  • Collect/review year-end paystub
  • Review retirement contributions and adjust accordingly (catch-up)
  • Pay Q4 estimated tax payments
  • Review prior year spending and amend budget


  • Organize all tax documents
  • Send customized tax information checklist
  • Review and adjust 529 plan allocations


  • Check for unclaimed property
  • Work with CPAs to ensure all tax information received/answer questions


  • Review tax returns prior to filing/extension
  • Ensure all retirement contributions are made for previous year
  • Obtain pay stub, update tax projection and pay Q1 estimated tax payments
  • Notifications of insurance premiums due and policy renewals


  • Collect and review tax return
  • Review tax withholdings and adjust W4 if necessary
  • Download and review Social Security statement


  • Obtain pay stub, update tax projection and pay Q2 estimated tax payments
  • Ongoing tracking and monitoring of cash accounts and credit card balances
  • Track out-of-pocket medical expenses for the year to better analyze appropriate plan going forward


  • Review estate plan and flowchart to consider revisions/updates (every 3-5 years or due to a life event)
  • Review of your investment risk tolerance
  • Collect and review P&C declaration pages
  • EverSafe subscription for credit monitoring


  • Run your free annual credit report
  • Review your energy bill and utility provider options and costs


  • Obtain pay stub, update tax projection and pay Q3 estimated tax payments
  • Review beneficiary designations on all retirement accounts and insurance policies


  • Complete financial aid applications/FAFSA
  • Collect and review benefit options during open enrollment
  • Review Medicare selections with open enrollment (MediGap, supplemental policies, and Part D)
  • October tax returns filed if on extension


  • Review charitable contributions
  • Utilize funds in flex spending account
  • Ensure all RMDs will be completed prior to year-end
  • Analysis of new/vested stock options


  • Analyze YTD income for year-end tax planning opportunities
  • Roth Conversions
  • Tax Loss Harvesting
  • Net investment income surtax, Medicare premium brackets, marginal tax rate
  • Gifting strategies