Single Point of View
Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.
For most people, tax season begins in February or March and entails the following: Send a completed tax organizer and your documents to your accountant in early March In 3-4 weeks, you hear back from your accountant and they tell you what you owe/are getting back In some cases, the accountant will say “you should have done x, y, [...]
It's fall, which means it is likely the time of year for you to review your health insurance coverage. Whether you are covered via work, Medicare, or an individual plan you should take this time to analyze your coverage and ensure you have the right plan in place for your needs going forward. Medicare Open Enrollment Medicare Open [...]
This quarter RJ addresses the recent announcements from three major custodians (Schwab, TD, & Fidelity) that they are lowering their trading costs to $0. You know nothing is free, so RJ shines a light on how custodians really make money and our focus on the all-in costs to our clients when helping you choose who holds your money. By [...]
You get a letter telling you your long-term care premiums are going up....again. What is the first thing you should do? Personally, I mutter some swear words about greedy insurance companies under my breath first. After that, the next thing to do is take a step back. Revisit your overall situation and the reason for having the insurance going [...]
For the past year, SPP has been incubating a new financial technology, Knudge (www.knudge.com). The idea for Knudge was born out of the work we do for you, our clients, here at Single Point. In addition to the Planning, Strategy, & Advice, a huge part of our role as your Personal CFO is to act as your accountability partner. [...]
I know, just when you were getting used to me being a member of Single Point and the unique spelling of my last name… I’m changing it! I’ve decided to take my husband’s last name (and move up one spot in the alphabet) so we wanted to make you aware that you will start seeing Mary Ballegeer in lieu [...]