Single Point of View2020-08-21T04:32:44+00:00

Single Point of View

Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.

The Election & Your Estate

For part 3 of our series on the impact of the election on your finances, let's tackle the potential impact on estate taxes and the planning you can consider. Right now, the Federal estate exemption is as high as it’s ever been ($11.58MM per person!) with the exception of 2010 where the estate tax was fully waived for a [...]

By |October 22nd, 2020|Categories: Estate Planning, Single Point of View, Tax Planning|Tags: , |Comments Off on The Election & Your Estate

Introducing Bob Dockendorff!

Long-time clients of SPP have heard me describe our process of updating our business plan each year.  Our focus for the year ahead always begins with exploring how we can best "improve the advice, service, and overall experience we deliver to our clients".  Our hope has always been that the outcome of this mindset would be successful relationships with [...]

By |October 16th, 2020|Categories: Single Point of View|Comments Off on Introducing Bob Dockendorff!

The Election & Your Taxes

This week in our continuing series on the impact of the election we tackle income taxes.  If you missed last week on investments you can check it out here. Below is a chart showing the top marginal tax brackets since 1913.  What stands out (beyond the fact that the top marginal tax bracket in the 1950s was over 90%!!!) [...]

By |October 9th, 2020|Categories: Single Point of View, Tax Planning|Tags: , , |Comments Off on The Election & Your Taxes

How will the outcome of the election impact my finances?

Back in July, Rene posted a video answering the question: "Should I change my portfolio before the election?" (if you missed it, you can check it out here: https://spcfo.com/should-i-change-my-portfolio-before-the-election/). Being the data nerd I am, I thought I would add onto his post with a little additional context. The reality is that a change in the political landscape has [...]

By |October 2nd, 2020|Categories: Investment Planning, Single Point of View|Tags: , |Comments Off on How will the outcome of the election impact my finances?

Beware of the Payroll Tax Deferral

You are going to want to pay close attention to your paycheck over the next couple of months.  If you happen to see some extra $$$ in it, don't get too excited and certainly don't spend it all too quickly. So, what is this all about? President Trump has issued an executive order allowing employers to choose if they [...]

By |September 11th, 2020|Categories: Cash Flow, Single Point of View, Tax Planning|Tags: , , |Comments Off on Beware of the Payroll Tax Deferral

Saving for “retirement” in your 30s & 40s?

Am I saving enough for "retirement"?  How do we think about saving in general and balancing saving for shorter term goals as well?  In this installment of Behind The Curtain, Seth and I discuss a framework for thinking about savings when you are in your 30s & 40s.  It's not just about saving for this future "retirement" but more [...]

By |September 4th, 2020|Categories: Behind The Curtain, Cash Flow, Retirement Planning, Single Point of View|Tags: , , |Comments Off on Saving for “retirement” in your 30s & 40s?