Single Point of View
Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.
This Guest Blog Post was written by Vinicius "V" Hiratuka. V is an amazingly talented CPA & CFP® who we have been fortunate to collaborate with over the past few months. We hope you will be hearing more from V in the months ahead. Below, V addresses recently proposed rules affecting Required Minimum Distributions(RMD’s) and highlights planning strategies that help [...]
In addition to the work we do for our clients at Single Point, I am equally as proud of our team's commitment to using the knowledge and experience we have as financial planners to give back to those who need advice the most. We're honored to be featured in the below article from the Financial Planning Association which highlights [...]
For most people, tax season begins in February or March and entails the following: Send a completed tax organizer and your documents to your accountant in early March In 3-4 weeks, you hear back from your accountant and they tell you what you owe/are getting back In some cases, the accountant will say “you should have done x, y, [...]
It's fall, which means it is likely the time of year for you to review your health insurance coverage. Whether you are covered via work, Medicare, or an individual plan you should take this time to analyze your coverage and ensure you have the right plan in place for your needs going forward. Medicare Open Enrollment Medicare Open [...]
This quarter RJ addresses the recent announcements from three major custodians (Schwab, TD, & Fidelity) that they are lowering their trading costs to $0. You know nothing is free, so RJ shines a light on how custodians really make money and our focus on the all-in costs to our clients when helping you choose who holds your money. By [...]
You get a letter telling you your long-term care premiums are going up....again. What is the first thing you should do? Personally, I mutter some swear words about greedy insurance companies under my breath first. After that, the next thing to do is take a step back. Revisit your overall situation and the reason for having the insurance going [...]