Single Point of View 2018-04-09T20:13:47+00:00

Single Point of View

Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.

Portfolio-based Credit – The good, the bad and the ugly

Groucho Marx famously said…  “I would never want to join a club that would have me as its member” Similarly, banks love nothing more than to lend to borrowers who have no need to borrow. And the high-net-worth clients of banks’ brokerage or wealth management units are an obvious object of their affection:  the portfolios they manage for these families [...]

By | November 7th, 2018|Categories: Investment Planning, Lending, Single Point of View|0 Comments

Review Your Health Insurance Plan

For many people, fall marks the beginning of the open enrollment period for health insurance and other benefits.  For SPP clients you can expect to hear from Mary Casady in the coming weeks to collect some data for analysis (assuming you are either on Medicare/Exchange or have workplace coverage enrollment this time of year). This is an important time to [...]

SPP Welcomes Mary Casady

We could not be more excited to announce the addition of Mary Casady to the SPP team as our newest Planning Analyst.  As our team continues to grow, I am encouraged by the various paths we have all taken to arrive at Single Point.  I know these unique experiences help us approach issues from various angles, which is an immense [...]

By | October 11th, 2018|Categories: Personal CFO, Single Point of View|Tags: |0 Comments

1970s Inflation Redux?

Should we fear a replay of the 1970’s High-Inflation era? Today’s jobs report points to an unemployment rate of 3.7% - the lowest since 1969, the year when the worst outbreak of inflation began to be felt.  From 1969 to 1982 inflation spiked to 7.3% annually and wrecked stock and bond returns – which were negative in real terms. Though [...]

By | October 5th, 2018|Categories: Investment Planning, Single Point of View|Tags: |0 Comments

Double-Check Your Tax Withholding This Year

We thought we'd share this great article (click below) highlighting the importance of reviewing your tax situation this year, specifically with respect to any withholdings from W2 income. In the wake of last year's tax reform it's more important than ever to review your paystub to ensure tax withholdings are accurate for your individual circumstances. It's worth taking the time [...]

By | September 12th, 2018|Categories: Single Point of View, Tax Planning|Tags: |0 Comments

Our Growing National Debt & Your Bonds

A significant portion of our client’s portfolios are invested in the US Bond market, so I wanted to put the current Federal debt picture in the appropriate perspective.  The punch line is that we are not on the cusp of The Financial Apocalypse as some pundits will have you believe.  With the help of our Bentley University summer intern – [...]

By | September 4th, 2018|Categories: Investment Planning, Single Point of View|Tags: |0 Comments