Single Point of View
Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.
Groucho Marx famously said… “I would never want to join a club that would have me as its member” Similarly, banks love nothing more than to lend to borrowers who have no need to borrow. And the high-net-worth clients of banks’ brokerage or wealth management units are an obvious object of their affection: the portfolios they manage for these families [...]
For many people, fall marks the beginning of the open enrollment period for health insurance and other benefits. For SPP clients you can expect to hear from Mary Casady in the coming weeks to collect some data for analysis (assuming you are either on Medicare/Exchange or have workplace coverage enrollment this time of year). This is an important time to [...]
We could not be more excited to announce the addition of Mary Casady to the SPP team as our newest Planning Analyst. As our team continues to grow, I am encouraged by the various paths we have all taken to arrive at Single Point. I know these unique experiences help us approach issues from various angles, which is an immense [...]
Should we fear a replay of the 1970’s High-Inflation era? Today’s jobs report points to an unemployment rate of 3.7% - the lowest since 1969, the year when the worst outbreak of inflation began to be felt. From 1969 to 1982 inflation spiked to 7.3% annually and wrecked stock and bond returns – which were negative in real terms. Though [...]
We thought we'd share this great article (click below) highlighting the importance of reviewing your tax situation this year, specifically with respect to any withholdings from W2 income. In the wake of last year's tax reform it's more important than ever to review your paystub to ensure tax withholdings are accurate for your individual circumstances. It's worth taking the time [...]
A significant portion of our client’s portfolios are invested in the US Bond market, so I wanted to put the current Federal debt picture in the appropriate perspective. The punch line is that we are not on the cusp of The Financial Apocalypse as some pundits will have you believe. With the help of our Bentley University summer intern – [...]