Single Point of View
Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.
This quarter RJ addresses the recent announcements from three major custodians (Schwab, TD, & Fidelity) that they are lowering their trading costs to $0. You know nothing is free, so RJ shines a light on how custodians really make money and our focus on the all-in costs to our clients when helping you choose who holds your money. By [...]
You get a letter telling you your long-term care premiums are going up....again. What is the first thing you should do? Personally, I mutter some swear words about greedy insurance companies under my breath first. After that, the next thing to do is take a step back. Revisit your overall situation and the reason for having the insurance going [...]
For the past year, SPP has been incubating a new financial technology, Knudge (www.knudge.com). The idea for Knudge was born out of the work we do for you, our clients, here at Single Point. In addition to the Planning, Strategy, & Advice, a huge part of our role as your Personal CFO is to act as your accountability partner. [...]
I know, just when you were getting used to me being a member of Single Point and the unique spelling of my last name… I’m changing it! I’ve decided to take my husband’s last name (and move up one spot in the alphabet) so we wanted to make you aware that you will start seeing Mary Ballegeer in lieu [...]
Capital One announced a data breach yesterday, which is estimated to impact approximately 100 million individuals. Customer data, including credit scores, contact information and in some cases, social security numbers and bank accounts were compromised for their customers or people who applied for credit card products from Capital One. More information on the breach can be found here: https://www.capitalone.com/facts2019/ https://www.cnn.com/2019/07/30/tech/data-breach-capital-one-hack/index.html [...]
We're happy to bring you our quick quarterly markets update video from our CIO, Rene Jarquin. We urge you to please take part in the very important survey below as well!