Single Point of View
Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.
Market Insights: Navigating Current Economic Challenges and Opportunities
As the first quarter of 2026 comes to a close, market volatility is back in focus. Geopolitical tensions in the Middle East, rising oil prices, and higher interest rates are creating short‑term uncertainty for investors. In this March 2026 market update, Single Point CIO Rene Jarquin explains what’s driving recent stock and bond market moves. He also shares why [...]
The Right Financial Tires For Your Financial Journey
One of the hallmarks of being a “finance geek” is that you see comparisons to finance everywhere in your everyday life. This is a blessing for those of us who enjoy similes, a curse for those who spend their lives around us listening to these similes. The winter thus far has been brutal for much of the country (even [...]
The Physics of Personal Investing
A Physics Lens on Market Fear In physics, the world is governed by forces—predictable relationships that describe how objects respond to change. One of the most fundamental is Newton’s Second Law: Force = mass × acceleration. It tells us that the impact an object feels is not only a function of the change around it, but also of the [...]
Giving as a Way of Living
As the season of gratitude approaches, we’re reminded that giving isn’t confined to a single day, a donation drive, or a line item on a budget. True generosity — the kind that strengthens communities and enriches our lives — is a way of living. In a recent episode of Money Isn’t Scary, our colleague Meghan Dwyer sat down with [...]
You Can’t Predict the Future — But You Can Prepare for It
What can financial planning learn from military strategy? More than you might think. In this reflection, Stephen Yoskowitz shares how his time working alongside U.S. forces shaped the way he approaches uncertainty, discipline, and long-term readiness. Strategic Readiness: Why Comprehensive Financial Planning Resembles Military Strategy In the late 2000s through the mid-2010s, I was a civilian analyst [...]
How “The One Big Beautiful Bill” Affects Me?
Each time there’s a major tax bill, the natural question is: “How will this affect me, my taxes, and my planning?” For readers that work with an advisor, a specific conversation in the context of your life and planning will invariably take place over the coming months. To aid in those conversations and for those of you reading this [...]