Single Point of View
Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.
Big Planning Opportunity with Health Savings Accounts
In short: fund it and invest it, don't use it. Potentially, the best way to use your Health Savings Account (HSA) is to maximize the funding of it, but, instead of using the funds year-by-year to cover your out-of-pocket health care expenses, invest the funds and allow them to grow for the future. The reason this strategy makes sense [...]
Rene Jarquin – My Personal Story
I believe America’s economy is exceptional. Despite the many head-winds faced in the last decade, there is no country where I would rather raise my family and pursue my passion - investing. In my first blog I thought that you should get a sense of who I am, so let me do so through a short personal statement. I was [...]
Rene Jarquin: SPP Welcomes New Partner
Each decision we make at Single Point starts with the question: “Will this improve the quality of advice, service, and overall experience for our clients?” Never have I been more certain of the answer to that question than when making the decision to bring on our new partner, Rene Jarquin. I am very excited to share the news that Single [...]
Track Your Home Improvements Now to Save on Taxes Later
We all know that when you sell a stock you pay a tax on the profit (the difference between what you paid for it, and, what you sold it for). This is referred to as a capital gain. The same principal holds true for the sale of a property, be it an investment property or your personal residence. One caveat [...]
Fidelity Trading Costs Reduced
Very good news for our clients with accounts held at Fidelity. Fidelity has announced that it has reduced trading costs on equity trades (including Exchange Traded Funds) from $7.95 to $4.95 per trade. As you may know, there are a number of iShares ETFs that trade at no cost on Fidelity's platform as well. We wanted to make [...]
Health Insurance: Medicare & Employee Benefits Reviews
Fall: leaves change, apple picking, football and health insurance. Something like that. October 15th began open enrollment for Medicare plan choices for 2017. If you want to review the coverage you have (Supplemental plans and Part D coverage) we have until December 7th to make changes. Open enrollment for health insurance plans through the Affordable Care Act (the MA Health [...]