Long-time clients of SPP have heard me describe our process of updating our business plan each year. Our focus for the year ahead always begins with exploring how we can best "improve the advice, service, and overall experience we deliver to our clients". Our hope has always been that the outcome of this mindset would [...]
You are going to want to pay close attention to your paycheck over the next couple of months. If you happen to see some extra $$$ in it, don't get too excited and certainly don't spend it all too quickly. So, what is this all about? President Trump has issued an executive order allowing employers [...]
Am I saving enough for "retirement"? How do we think about saving in general and balancing saving for shorter term goals as well? In this installment of Behind The Curtain, Seth and I discuss a framework for thinking about savings when you are in your 30s & 40s. It's not just about saving for this [...]
The entire country is trying to figure out how to open up schools, while some colleges will be doing remote learning many others are welcoming students back to campus. If you have a child heading back to college this fall the below post from our friends at Squillace & Associates, P.C. is for you. Scott [...]
Were you surprised by your tax bill the past couple of years? It's possible that is due to changes in the way taxes are now being calculated to be withheld from your paycheck. In this Single Point of View, Seth deciphers the new W-4 form and provides some tips on how to complete it. [...]
Over 40 million Americans have filed for unemployment during the pandemic. If that includes you, what should you be aware of to avoid any surprises? Seth and I discuss this in episode #5 of Behind the Curtain.
Our tax system is complicated. It is full of thresholds and cliffs that can cost you if you aren’t aware of them. Whether you are deciding on a Roth Conversion amount, taking Capital Gains, or exercising stock options - it is important to be doing tax planning to understand the full impact of those decisions. [...]
We have a lot to manage in our financial lives, add credit card points to that list! With so many different cards and rewards there is no one right way to use them. Having a reminder (we're looking at you Knudge!) to at least make sure you are using them, and not losing them, is [...]
The question we've been getting more often from retirees living off withdrawals from their portfolio is " Should I take less money out of my accounts given the market decline?". In the 3rd episode of Behind the Curtain, Seth Corkin and I share our conversation addressing this question.