Oh, Behave!

By |2021-04-30T14:33:43+00:00April 30th, 2021|Categories: General Planning, Personal CFO, Single Point of View|Tags: |

Ok, I “borrowed” that headline from a recent CityWire piece I was featured in on financial planners incorporating behavioral finance into their client relationships.  Since in an article your comments are limited to quick quotes, I thought I would expand a bit on our beliefs at SPP on the topic. I think a lot of [...]

Comments Off on Oh, Behave!

What’s New(s)? with Seth: April 2021

By |2021-04-07T13:57:32+00:00April 7th, 2021|Categories: Estate Planning, General Planning, Tax Planning, What's New(s)?|Tags: , , |

One quality we've noticed a lot of our clients share is a great curiosity.  We're often asked about what we are seeing, reading and paying attention to. So, our own Seth Corkin has started collecting the most interesting articles he's coming across to share them with you in his new blog series, "What's New(s)?".  Seth [...]

Comments Off on What’s New(s)? with Seth: April 2021

Introducing Meghan Dwyer!

By |2021-03-10T14:27:56+00:00March 10th, 2021|Categories: Single Point of View|Tags: |

What are the qualities that make a great financial planner?  Quite frankly, the technical skills needed to analyze and provide impactful advice are mere table stakes. Empathy: It's hard to imagine someone being effective in any "helping-based" career without the ability to understand and share the feelings of others. Curiosity: The instinct to ask great [...]

Comments Off on Introducing Meghan Dwyer!

Confessions of a Bitcoin Skeptic

By |2021-02-22T18:51:52+00:00February 22nd, 2021|Categories: Investment Planning, Single Point of View|

Rene discusses the recent run-up in Bitcoin and SPPs general view on crypto-currency for our clients. He's spent a lot of time researching and learning about crypto, and the role certain investors see for it in portfolios. We'll continue to monitor the role for our clients with an open and inquisitive mind. [...]

Comments Off on Confessions of a Bitcoin Skeptic

Mid-Year Job Change – What happens with my HSA?

By |2021-02-12T15:28:40+00:00February 12th, 2021|Categories: Insurance Planning, Single Point of View|Tags: , |

Health Savings Accounts (HSAs) are the (not so new) cool account in town!  It is like a Roth IRA, but for healthcare expenses.  You can open and contribute to an HSA if you are enrolled in an eligible high-deductible health insurance plan.  The amount you can contribute is capped each year, but any contributions grow [...]

Comments Off on Mid-Year Job Change – What happens with my HSA?

What’s in Santa’s Financial Plan?

By |2020-12-23T20:00:12+00:00December 23rd, 2020|Categories: Behind The Curtain, Family Planning, Single Point of View|Tags: |

Ever wonder how Santa funds his operation?  Does he have any plans to retire?  Does he have to file millions of gift tax returns? In our biggest ever interview on BTC, we sit down with Santa to discuss his financial planning. The kids got a little face time with the big man [...]

Comments Off on What’s in Santa’s Financial Plan?

We’re #2! (in MA, sort of) ;)

By |2020-12-16T20:54:00+00:00December 16th, 2020|Categories: Single Point of View|Tags: |

I'm typically skeptical of recognition in our industry.  Mainly because I know the behind the scenes of most of these "Top Advisors Award blah blah blah" we see from some industry publications.   At first glance the criteria for what makes someone a "top advisor" is never very clear.  You'll notice if you dig a [...]

Comments Off on We’re #2! (in MA, sort of) ;)

Be Aware of Capital Gain Distributions

By |2020-12-11T15:07:58+00:00December 11th, 2020|Categories: Investment Planning, Single Point of View, Tax Planning|Tags: , |

Do you own mutual funds in a taxable investment account? If so, you should be aware of year-end Capital Gain Distributions. December (year-end planning season!) truly is the most wonderful time of the year (for nerdy financial planners.) Bottom line (if you don't want to watch the video): you should compare tax cost of holding [...]

Comments Off on Be Aware of Capital Gain Distributions

When is the right time to sell my company stock?

By |2020-12-03T20:31:20+00:00December 3rd, 2020|Categories: Behind The Curtain, Investment Planning, Tax Planning|Tags: , |

The "right" time to sell an individual stock is one of the tougher financial decisions we see people struggle with.  This can be especially tricky when it is your company stock and you feel more connected to it.  But as these positions grow (specifically if part of your compensation is via additional stock), a single [...]

Comments Off on When is the right time to sell my company stock?

The Election & Your Estate

By |2020-10-22T20:30:54+00:00October 22nd, 2020|Categories: Estate Planning, Single Point of View, Tax Planning|Tags: , |

For part 3 of our series on the impact of the election on your finances, let's tackle the potential impact on estate taxes and the planning you can consider. Right now, the Federal estate exemption is as high as it’s ever been ($11.58MM per person!) with the exception of 2010 where the estate tax was [...]

Comments Off on The Election & Your Estate