Single Point of View

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Free Trading! Not Quite…

By |2019-10-15T13:47:46+00:00October 15th, 2019|Categories: Investment Planning, Single Point of View|

This quarter RJ addresses the recent announcements from three major custodians (Schwab, TD, & Fidelity) that they are lowering their trading costs to $0.  You know nothing is free, so RJ shines a light on how custodians really make money and our focus on the all-in costs to our clients when helping you choose who [...]

My Long Term Care Premiums are Going Up…Again!

By |2019-09-19T20:43:35+00:00September 19th, 2019|Categories: Family Planning, Insurance Planning, Single Point of View|

You get a letter telling you your long-term care premiums are going up....again.  What is the first thing you should do?  Personally, I mutter some swear words about greedy insurance companies under my breath first. After that, the next thing to do is take a step back.  Revisit your overall situation and the reason for [...]

Introducing Knudge!

By |2019-09-06T18:01:38+00:00September 6th, 2019|Categories: Single Point of View|

For the past year, SPP has been incubating a new financial technology, Knudge (www.knudge.com).  The idea for Knudge was born out of the work we do for you, our clients, here at Single Point.  In addition to the Planning, Strategy, & Advice, a huge part of our role as your Personal CFO is to act [...]

Name Change & Prenup Follow Up

By |2019-08-07T13:59:40+00:00August 7th, 2019|Categories: Family Planning, Single Point of View|

I know, just when you were getting used to me being a member of Single Point and the unique spelling of my last name… I’m changing it! I’ve decided to take my husband’s last name (and move up one spot in the alphabet) so we wanted to make you aware that you will start seeing [...]

What to do about the Capital One Data Breach

By |2019-07-30T17:42:13+00:00July 30th, 2019|Categories: Lending, Single Point of View|

Capital One announced a data breach yesterday, which is estimated to impact approximately 100 million individuals. Customer data, including credit scores, contact information and in some cases, social security numbers and bank accounts were compromised for their customers or people who applied for credit card products from Capital One. More information on the breach can be [...]

Happy Father’s Day!

By |2019-06-14T20:15:20+00:00June 14th, 2019|Categories: Family Planning, Single Point of View|

Pretty cool to get to share a story about my dad in this article. He's one of those guys that is always looking for ways to use his talents to help other people - looking for nothing in return. I hope a little bit of that rubs off on me. Happy Father's Day! [...]

A Messy Conversation About Prenups

By |2019-06-11T19:44:58+00:00June 11th, 2019|Categories: Estate Planning, Family Planning, Single Point of View|

What happens when a romantic realist marries a hopeless romantic? A messy conversation about prenups. The topics of money, death and divorce are each hard enough to discuss on their own and a prenup is a triple whammy of all three. At once. During what is supposed to be one of the most romantic times [...]

What You Should Know About The SECURE Act

By |2019-05-30T20:32:44+00:00May 30th, 2019|Categories: Estate Planning, Retirement Planning, Single Point of View, Tax Planning|

We haven’t heard the term “bipartisan support” used too frequently as of late.  However, the “Setting Every Community Up for Retirement Enhancement Act of 2019” (aka the SECURE Act) seems to be an exception to the rule. The SECURE Act was passed by the House of Representatives almost unanimously (417-3 in favor).  At its very [...]

SPP Welcomes Martin Shore

By |2019-02-04T21:58:28+00:00February 1st, 2019|Categories: Single Point of View|

The Single Point team continues to expand.  One of the most rewarding things for me personally is seeing the extremely high caliber of people we have been able to add to our group. It says a lot about our current team and our approach to working with families that we are attracting such talent. In getting [...]