Single Point of View
Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.
Hidden Costs of Stopping Work for Childcare
The question of whether or not to have one parent stop working to provide childcare is a difficult one for many families. The lifestyle we want for our families is all about choices and priorities. There is no right or wrong choice. There is no right or wrong priority. This is one of the the beauties of life: we all [...]
Welcome to the new Single Point of View
Same content, new page. We've moved our Single Point of View blog directly onto the www.spcfo.com website. You'll notice a slightly new look to the blog. We plan to continue using this format for communicating planning related thoughts and educational information to you. We've also set up a Single Point Partners Facebook page if it is easier for [...]
Children and Money
We have been fortunate over the past couple of weeks to have Liam Cronan join us at Single Point to work on a few projects. Liam is a senior at Thayer who will be attending Bentley in the fall. In a previous blog we touched on the topic of how to help teach your children about money: http://singlepointpartners.blogspot.com/2015/08/should-kids-have-to-do-chores-for-their.htmlWe thought it [...]
Social Security: After April 29
In previous posts we outlined the beginning of some big changes to social security claiming strategies this year.http://singlepointpartners.blogspot.com/2015/10/congress-makes-changes-to-social.htmlhttp://singlepointpartners.blogspot.com/2015/11/important-dates-for-new-social-security.htmlNow that the important date of April 29th has passed what should you be aware of. One item we wanted to draw your attention to is the File & Suspend strategy for individuals. File & Suspend is still an option for individual filers, [...]
Thoughts on the Recent DOL Ruling
I read a study recently that stated only 30% of those who refer to themselves as financial advisors actually provide any level of financial planning. One can only imagine that within that 30%, it is only a subset who are truly focused on planning vs. those who provide some planning as an ancillary service. So what are the [...]
How To Read a Financial Aid Award Letter
It is the time of year that many students are receiving acceptance letters to colleges. With that comes navigating the financials involved with paying for it. Below is an article from EFC Plus with an explanation on how to read a Financial Aid Award Letter. The most important part of analyzing the information is in separating the merit-based aid and [...]