Roll-Back Your IRA?!

By |2018-03-16T03:27:41+00:00November 8th, 2017|Categories: Single Point of View|Tags: , , |

A quick Google search yields HUNDREDS of articles explaining why you should roll a 401(k) to an IRA – but as our Chief Investment Officer, Rene, alluded to in his recent post “The Twisted Logic of IRA Rollovers”, there may be reasons to keep retirement assets in an employer sponsored qualified plan (401(k), 403(b), etc.) or [...]

The Twisted Logic of IRA-Rollovers

By |2018-03-16T03:15:50+00:00October 27th, 2017|Categories: Single Point of View|Tags: , , , |

Rolling your 401(k) or 403(b) retirement balance into a broker's 'managed IRA' program is too often the wrong choice done for the wrong reasons.  'Financial Advisors' will justify the roll-over based on claims of broader choice, greater control and simplification at no extra cost.  More often than not, these arguments are based on incomplete disclosures of [...]

Fidelity Trading Costs Reduced

By |2017-03-01T20:45:49+00:00March 1st, 2017|Categories: General Planning|Tags: |

Very good news for our clients with accounts held at Fidelity.  Fidelity has announced that it has reduced trading costs on equity trades (including Exchange Traded Funds) from $7.95 to $4.95 per trade.  As you may know, there are a number of iShares ETFs that trade at no cost on Fidelity's platform as well.     [...]

Health Insurance: Medicare & Employee Benefits Reviews

By |2016-10-20T12:19:30+00:00October 20th, 2016|Categories: Insurance Planning|Tags: |

Fall:  leaves change, apple picking, football and health insurance.  Something like that. October 15th began open enrollment for Medicare plan choices for 2017.  If you want to review the coverage you have (Supplemental plans and Part D coverage) we have until December 7th to make changes. Open enrollment for health insurance plans through the Affordable Care [...]

Important Changes to Financial Aid Process

By |2016-09-29T13:11:04+00:00September 29th, 2016|Categories: Single Point of View|Tags: |

If you have a child in college, or, will have one entering college in fall of 2017, I've got your weekend plans all lined up.  The process for filing FAFSA (Free Application for federal Student Aid) has changed.  The most important thing to know is that starting this Saturday (October 1) you can access the FAFSA [...]

Estimated Tax Payments – Online Payment Option

By |2016-09-06T14:26:25+00:00September 6th, 2016|Categories: Single Point of View|Tags: |

With tomorrow being June 15th, we wanted to update this post from last year as a reminder to pay your quarterly tax estimates.  Below are the links to simplify things and make these payments online.   For many of us who have income that is not subject to tax withholding (for example: earnings from self-employment, interest, [...]

An Intern's Experience at Single Point

By |2016-08-16T19:22:48+00:00August 16th, 2016|Categories: General Planning|Tags: |

We were very fortunate to have Liam Cronan spend several weeks with us in May as part of his high school senior project.  He was finishing up his senior year at Thayer Academy and will be starting at Bentley University in fall.  He has a great work ethic, quickly completed projects and was eager to help.  [...]

Hidden Costs of Stopping Work for Childcare

By |2016-08-02T18:30:54+00:00August 2nd, 2016|Categories: Family Planning|Tags: |

The question of whether or not to have one parent stop working to provide childcare is a difficult one for many families.  The lifestyle we want for our families is all about choices and priorities.  There is no right or wrong choice.  There is no right or wrong priority.  This is one of the the beauties [...]

Welcome to the new Single Point of View

By |2016-07-11T18:55:15+00:00July 11th, 2016|Categories: General Planning|Tags: |

Same content, new page.  We've moved our Single Point of View blog directly onto the website.  You'll notice a slightly new look to the blog.  We plan to continue using this format for communicating planning related thoughts and educational information to you.     We've also set up a Single Point Partners Facebook page if [...]

Children and Money

By |2016-05-26T19:03:00+00:00May 26th, 2016|Categories: Family Planning|Tags: |

We have been fortunate over the past couple of weeks to have Liam Cronan join us at Single Point to work on a few projects.  Liam is a senior at Thayer who will be attending Bentley in the fall.   In a previous blog we touched on the topic of how to help teach your children [...]