Am I saving enough for "retirement"? How do we think about saving in general and balancing saving for shorter term goals as well? In this installment of Behind The Curtain, Seth and I discuss a framework for thinking about savings when you are in your 30s & 40s. It's not just about saving for this [...]
Rolling your 401(k) or 403(b) retirement balance into a broker's 'managed IRA' program is too often the wrong choice done for the wrong reasons. 'Financial Advisors' will justify the roll-over based on claims of broader choice, greater control and simplification at no extra cost. More often than not, these arguments are based on incomplete disclosures of [...]
In short: fund it and invest it, don't use it. Potentially, the best way to use your Health Savings Account (HSA) is to maximize the funding of it, but, instead of using the funds year-by-year to cover your out-of-pocket health care expenses, invest the funds and allow them to grow for the future. The reason [...]
