Single Point of View
Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.
Introducing Meghan Dwyer!
What are the qualities that make a great financial planner? Quite frankly, the technical skills needed to analyze and provide impactful advice are mere table stakes. Empathy: It's hard to imagine someone being effective in any "helping-based" career without the ability to understand and share the feelings of others. Curiosity: The instinct to ask great questions, and to dig [...]
Confessions of a Bitcoin Skeptic
Rene discusses the recent run-up in Bitcoin and SPPs general view on crypto-currency for our clients. He's spent a lot of time researching and learning about crypto, and the role certain investors see for it in portfolios. We'll continue to monitor the role for our clients with an open and inquisitive mind.
Mid-Year Job Change – What happens with my HSA?
Health Savings Accounts (HSAs) are the (not so new) cool account in town! It is like a Roth IRA, but for healthcare expenses. You can open and contribute to an HSA if you are enrolled in an eligible high-deductible health insurance plan. The amount you can contribute is capped each year, but any contributions grow and can be withdrawn [...]
What’s in Santa’s Financial Plan?
Ever wonder how Santa funds his operation? Does he have any plans to retire? Does he have to file millions of gift tax returns? In our biggest ever interview on BTC, we sit down with Santa to discuss his financial planning. The kids got a little face time with the big man too! 3 for 3 [...]
We’re #2! (in MA, sort of) 😉
I'm typically skeptical of recognition in our industry. Mainly because I know the behind the scenes of most of these "Top Advisors Award blah blah blah" we see from some industry publications. At first glance the criteria for what makes someone a "top advisor" is never very clear. You'll notice if you dig a little deeper these are [...]
Be Aware of Capital Gain Distributions
Do you own mutual funds in a taxable investment account? If so, you should be aware of year-end Capital Gain Distributions. December (year-end planning season!) truly is the most wonderful time of the year (for nerdy financial planners.) Bottom line (if you don't want to watch the video): you should compare tax cost of holding mutual funds vs. selling [...]