Health Savings Accounts (HSAs) are the (not so new) cool account in town! It is like a Roth IRA, but for healthcare expenses. You can open and contribute to an HSA if you are enrolled in an eligible high-deductible health insurance plan. The amount you can contribute is capped each year, but any contributions grow [...]
It's fall, which means it is likely the time of year for you to review your health insurance coverage. Whether you are covered via work, Medicare, or an individual plan you should take this time to analyze your coverage and ensure you have the right plan in place for your needs going forward. Medicare [...]
You get a letter telling you your long-term care premiums are going up....again. What is the first thing you should do? Personally, I mutter some swear words about greedy insurance companies under my breath first. After that, the next thing to do is take a step back. Revisit your overall situation and the reason for [...]
For many people, fall marks the beginning of the open enrollment period for health insurance and other benefits. For SPP clients you can expect to hear from Mary Casady in the coming weeks to collect some data for analysis (assuming you are either on Medicare/Exchange or have workplace coverage enrollment this time of year). This is [...]
Fall: leaves change, apple picking, football and health insurance. Something like that. October 15th began open enrollment for Medicare plan choices for 2017. If you want to review the coverage you have (Supplemental plans and Part D coverage) we have until December 7th to make changes. Open enrollment for health insurance plans through the Affordable Care [...]
I'm 40 years old, in good health, and considering a life insurance policy for the benefit of my wife and one-year old. Would you rather get a whole life insurance policy, or a term life insurance policy and "invest the difference" in the market? I'm also contributing to a 401K, a 529 account, and have about [...]
