What do we do when stocks AND bonds both go down?

By |2022-05-20T19:48:44+00:00May 20th, 2022|Categories: Investment Planning, Single Point of View|

Is it time to panic?  It's always tough to live through sharp drops in the stock market.  In times like this we typically remind you of the safer components of your portfolio being available to fund your life.  Namely your cash and bonds act as a buffer to give us the time to not be a [...]

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Prof. Rene’s Market Update

By |2022-01-24T18:20:48+00:00January 24th, 2022|Categories: Investment Planning, Single Point of View|Tags: |

We are officially in a stock market "correction".  Professor Rene is here to share some perspective on what is driving the current drop in stocks and revisit the SPP playbook for times like this.   As always, we're here if you have any questions.  - Shaun

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Why is the market so high, when there is so much bad news?

By |2021-10-01T17:56:25+00:00October 1st, 2021|Categories: Investment Planning, Single Point of View|Tags: |

No matter how long you follow them, stock markets can continue to make you ask that question.  As you know, we are not in the prediction business, we do like to put things in context and provide a little education where we can though. In this video, Professor Rene helps us understand why sometimes the [...]

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RJ Takes on Inflation

By |2021-07-16T17:06:28+00:00July 16th, 2021|Categories: Investment Planning, Single Point of View|Tags: |

The popular headline of the week/month is inflation. We haven't seen inflation (or defaltion) in the news this much since it was Tom Brady driving the headlines. Rene gives us a history lesson on inflation and outlines what is drivng the current spike and what we're thinking about/paying attention to looking forward. [...]

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What’s New(s) with Seth? June 2021

By |2021-06-24T13:35:46+00:00June 24th, 2021|Categories: Investment Planning, Single Point of View, Tax Planning, What's New(s)?|Tags: , , |

Seth is back with another installment of “What’s New(s)?”  highlighting the topics that he’s following closely which might have an impact on you, as well as some others that he thinks you might find interesting or fun.  The passive investing behemoth Vanguard is going to begin offering private equity investments for self-directed clients that [...]

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Shiny Objects…

By |2021-06-18T15:41:03+00:00June 18th, 2021|Categories: General Planning, Investment Planning, Single Point of View|Tags: |

Shiny Objects, Cocktail Parties, and Short Cuts: Why Is It So Hard to Be an Index Investor? By: Bob Dockendorff We’ve all heard the compelling case for an index-tracking investment strategy.  While some investment managers grasp at straws to justify the high fees and underperformance of active management—it’s not often that I hear a genuine unconflicted disagreement with index investing.  With almost fifty years [...]

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Confessions of a Bitcoin Skeptic

By |2021-02-22T18:51:52+00:00February 22nd, 2021|Categories: Investment Planning, Single Point of View|

Rene discusses the recent run-up in Bitcoin and SPPs general view on crypto-currency for our clients. He's spent a lot of time researching and learning about crypto, and the role certain investors see for it in portfolios. We'll continue to monitor the role for our clients with an open and inquisitive mind. [...]

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Be Aware of Capital Gain Distributions

By |2020-12-11T15:07:58+00:00December 11th, 2020|Categories: Investment Planning, Single Point of View, Tax Planning|Tags: , |

Do you own mutual funds in a taxable investment account? If so, you should be aware of year-end Capital Gain Distributions. December (year-end planning season!) truly is the most wonderful time of the year (for nerdy financial planners.) Bottom line (if you don't want to watch the video): you should compare tax cost of holding [...]

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When is the right time to sell my company stock?

By |2020-12-03T20:31:20+00:00December 3rd, 2020|Categories: Behind The Curtain, Investment Planning, Tax Planning|Tags: , |

The "right" time to sell an individual stock is one of the tougher financial decisions we see people struggle with.  This can be especially tricky when it is your company stock and you feel more connected to it.  But as these positions grow (specifically if part of your compensation is via additional stock), a single [...]

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How will the outcome of the election impact my finances?

By |2020-10-02T13:23:33+00:00October 2nd, 2020|Categories: Investment Planning, Single Point of View|Tags: , |

Back in July, Rene posted a video answering the question: "Should I change my portfolio before the election?" (if you missed it, you can check it out here: https://spcfo.com/should-i-change-my-portfolio-before-the-election/). Being the data nerd I am, I thought I would add onto his post with a little additional context. The reality is that a change in [...]

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