Single Point of View2020-08-21T04:32:44+00:00

Single Point of View

Single Point of View is our way to occasionally share planning ideas relating to personal finance. Our goal is to pass along concepts that you may not be exposed to on a daily basis.

Should I change my portfolio before the election?

One of the most common questions we are getting these days, no matter what your political leanings are, is about the impact of the upcoming Presidential Election on portfolios. Rene gives his words of wisdom on the subject with a little bit of history for context. We're not in the business of making short term market predictions. Rene outlines [...]

By |July 30th, 2020|Categories: Investment Planning, Single Point of View|Tags: , |Comments Off on Should I change my portfolio before the election?

Should I Bother Owning Small Company Stocks?

The headlines will tell you that the stock market has recovered from its low point in March.  However, small-cap & mid-cap stock indexes have lagged behind large-cap companies in 2020.  So, what's the benefit of owning these smaller companies as part of a diversified portfolio? As always, Rene helps put it all in context. [...]

By |July 23rd, 2020|Categories: Investment Planning, Single Point of View|Tags: , |Comments Off on Should I Bother Owning Small Company Stocks?

You collected unemployment, now what?

Surprise, unemployment benefits are 100% taxable (including the additional $600 weekly benefit under the CARES Act)!  Okay, you’re not surprised, because Shaun and Seth sprung that on you last week in Episode #5 of Behind the Curtain: Avoid Surprises with Unemployment Income.  Unemployment benefits are taxable and as a default, most states, including Massachusetts and New York, do not [...]

By |July 16th, 2020|Categories: Single Point of View, Tax Planning|Tags: , , |Comments Off on You collected unemployment, now what?

Avoid Surprises with Unemployment Income (BTC Ep. 5)

Over 40 million Americans have filed for unemployment during the pandemic.  If that includes you, what should you be aware of to avoid any surprises? Seth and I discuss this in episode #5 of Behind the Curtain.

By |July 9th, 2020|Categories: Behind The Curtain, Single Point of View, Tax Planning|Tags: , , |Comments Off on Avoid Surprises with Unemployment Income (BTC Ep. 5)

How $1 of Income can cost you $1,680 of Tax

Our tax system is complicated. It is full of thresholds and cliffs that can cost you if you aren’t aware of them. Whether you are deciding on a Roth Conversion amount, taking Capital Gains, or exercising stock options - it is important to be doing tax planning to understand the full impact of those decisions. Tax planning is a [...]

By |June 30th, 2020|Categories: Single Point of View, Tax Planning|Tags: , |Comments Off on How $1 of Income can cost you $1,680 of Tax

Unemployment Scam!

We wanted to notify our clients and contacts of a national unemployment filing scam to be aware of.  As if 2020 didn’t have enough challenges already, right? Criminal enterprises with access to stolen personal information are attempting to file unemployment benefit claims.  As we've said before the reality is, with all of the security breaches over the past few [...]

By |June 8th, 2020|Categories: General Planning, Personal CFO, Single Point of View, Wealth Logistics|Comments Off on Unemployment Scam!