Should I Bother Owning Small Company Stocks?

By |2020-07-23T19:47:22+00:00July 23rd, 2020|Categories: Investment Planning, Single Point of View|Tags: , |

The headlines will tell you that the stock market has recovered from its low point in March.  However, small-cap & mid-cap stock indexes have lagged behind large-cap companies in 2020.  So, what's the benefit of owning these smaller companies as part of a diversified portfolio? As always, Rene helps put it all in context. [...]

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You collected unemployment, now what?

By |2020-07-23T19:44:12+00:00July 16th, 2020|Categories: Single Point of View, Tax Planning|Tags: , , |

Surprise, unemployment benefits are 100% taxable (including the additional $600 weekly benefit under the CARES Act)!  Okay, you’re not surprised, because Shaun and Seth sprung that on you last week in Episode #5 of Behind the Curtain: Avoid Surprises with Unemployment Income.  Unemployment benefits are taxable and as a default, most states, including Massachusetts and [...]

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Avoid Surprises with Unemployment Income (BTC Ep. 5)

By |2020-07-10T18:54:32+00:00July 9th, 2020|Categories: Behind The Curtain, Single Point of View, Tax Planning|Tags: , , |

Over 40 million Americans have filed for unemployment during the pandemic.  If that includes you, what should you be aware of to avoid any surprises? Seth and I discuss this in episode #5 of Behind the Curtain.

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How $1 of Income can cost you $1,680 of Tax

By |2020-06-30T20:48:32+00:00June 30th, 2020|Categories: Single Point of View, Tax Planning|Tags: , |

Our tax system is complicated. It is full of thresholds and cliffs that can cost you if you aren’t aware of them. Whether you are deciding on a Roth Conversion amount, taking Capital Gains, or exercising stock options - it is important to be doing tax planning to understand the full impact of those decisions. [...]

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Unemployment Scam!

By |2020-06-08T14:36:37+00:00June 8th, 2020|Categories: General Planning, Personal CFO, Single Point of View, Wealth Logistics|

We wanted to notify our clients and contacts of a national unemployment filing scam to be aware of.  As if 2020 didn’t have enough challenges already, right? Criminal enterprises with access to stolen personal information are attempting to file unemployment benefit claims.  As we've said before the reality is, with all of the security breaches [...]

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How I use my credit card points

By |2020-06-03T21:33:32+00:00June 3rd, 2020|Categories: Cash Flow, Single Point of View, Wealth Logistics|

We loved hearing from so many of you after the last Behind the Curtain post, thanks to everyone who shared how you are using your points.  Below, Michelle provides her own insights along with some great resources for managing and optimizing your credit card points. - Shaun I currently live over 5,000 miles and almost 12 [...]

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How to use my credit card points? (BTC Ep. 4)

By |2020-05-19T12:48:45+00:00May 19th, 2020|Categories: Behind The Curtain, Cash Flow, Lending, Single Point of View|

We have a lot to manage in our financial lives, add credit card points to that list!  With so many different cards and rewards there is no one right way to use them.  Having a reminder (we're looking at you Knudge!) to at least make sure you are using them, and not losing them, is [...]

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Should I Stop Taking $ out of My Investments? (BTC Ep. 3)

By |2020-05-11T19:02:50+00:00May 11th, 2020|Categories: Behind The Curtain, Investment Planning, Retirement Planning, Single Point of View|

The question we've been getting more often from retirees living off withdrawals from their portfolio is " Should I take less money out of my accounts given the market decline?". In the 3rd episode of Behind the Curtain, Seth Corkin and I share our conversation addressing this question.

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How Safe Are My Bonds? (BTC Ep. 2)

By |2020-04-30T13:06:09+00:00April 30th, 2020|Categories: Behind The Curtain, Investment Planning, Retirement Planning, Single Point of View|

We talk about the role of bonds in your portfolio as the "safer" component of your money.  But how safe are they in times like this?  In the second installment of Behind the Curtain, Rene and I share a clip of our conversation addressing this question.

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Behind The Curtain: Ep. 1

By |2020-04-20T15:21:06+00:00April 20th, 2020|Categories: Investment Planning, Single Point of View|

"Should I open my investment statement this month?" One of the best things about working with a talented group of people is the ability to collaborate and brainstorm.  Thinking through questions from clients together is part of our daily routine at SPP.  We thought we'd try something a little different and bring you into the [...]

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