Each time there’s a major tax bill, the natural question is: “How will this affect me, my taxes, and my planning?” For readers that work with an advisor, a specific conversation in the context of your life and planning will invariably take place over the coming months. To aid in those conversations and for those [...]
Last month, Professor Rene provided an update of the current market given the recent downturn (see below). Given the continued volatility here is an update to that update. With yesterday’s announcement of reciprocal tariffs the market is now down -13% from its Feb 19 high. Since my last post of Friday March 14 the market [...]
For now, the S&P 500 is down 8% from its recent (all-time) high on Feb 19. It’s an uncomfortable feeling not knowing whether an 8% drop will turn into a 25% bear market, but some things in life are unknowable – even to the most astute investors. It is key to remember that through all [...]
On January 5th the Social Security Fairness Act was signed into law eliminating the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) that had previously impacted the benefits of millions of public sector employees and their widows/widowers. If you were affected by either of these provisions this change likely means you are now [...]
Owner of a small business? How about a vacation home or investment property that you established an LLC to own? Guess what? You probably are subject to a new reporting requirement to the U.S. Department of the Treasury you may not yet be aware of. Why should you pay attention to it? Because the proposed [...]
Rene Jarquin July 2024 Market & Portfolio Commentary The S&P 500 Index has become very lopsided due to the run up of the 7 largest stocks in the index. While we have benefitted from this run up as index investors, this level of concentration can cause some anxiety and questions of what we should [...]
How much liability insurance do I need? Should it be enough to cover a large settlement if I make a mistake? Should it cover my net worth? These are the questions we hear from clients when we are looking at premium quotes for $1m, $3m, $5m and $10m+ of excess liability insurance. I don't like [...]
I've yet to meet someone who likes paying more to the IRS than they are required to. The below article from the WSJ highlights a common IRS penalty that you want to make sure you are avoiding, penalties on under payments. You can click on the article below to read it all, but for the [...]
With the U.S. presidential election approaching, many investors are asking themselves: “Should I adjust my portfolio ahead of this election?” While you may be seeing worrisome headlines from both sides of the aisle, it is important to understand the historical correlation between the U.S. stock market and our presidential elections. Our consensus is that although [...]
Money Isn’t Scary is a weekly podcast I host focused on supporting women in creating a healthy and empowered relationship with money. I have a huge passion for psychology and understanding the root cause of our thoughts, emotions and behaviors around money. I recently had the honor of talking with Meg Lefauve, the Oscar-nominated screenwriter [...]
